What is ZoidPay (ZPAY) Crypto Coin? The Full Breakdown of Its Tech, Token, and Real-World Use
Nov, 3 2025
ZoidPay Adoption Comparison Tool
This tool helps you compare ZoidPay's adoption metrics against established crypto payment platforms. Based on the article, ZoidPay has significantly lower adoption metrics than competitors.
| Feature | ZoidPay | Crypto.com | Coinbase | Binance |
|---|---|---|---|---|
| Exchanges Supported | 3 (Limited) | 20+ | 20+ | 20+ |
| Monthly Trading Volume | $17,700 | $5.8 billion | $4.7 billion | $6.1 billion |
| Active Users | ~500 (Estimated) | 5 million+ | 30 million+ | 80 million+ |
| Customer Support | None | 24/7 | 24/7 | 24/7 |
| Merchant Adoption | None | 100,000+ | 25,000+ | 125,000+ |
| Payment Network | Multi-chain | Multi-chain | Multi-chain | Multi-chain |
What This Means For You
Based on current metrics, ZoidPay has very limited adoption and utility compared to established platforms. If you're looking to spend crypto in real-world scenarios, these numbers indicate ZoidPay is not a viable option.
For every $1,000 in daily crypto spending, ZoidPay's limited infrastructure means you'd likely face: 1-2 failed transactions, no customer support, and significantly higher fees compared to major platforms.
ZoidPay (ZPAY) isn't just another cryptocurrency. It's a payment system built around crypto that claims to let you shop at Amazon, Walmart, and eBay using digital assets - but the reality is far more complicated than the marketing suggests. Launched in 2018, ZoidPay was designed to bridge the gap between everyday spending and blockchain tech. But six years later, its token, ZPAY, has almost no trading activity, no major exchange listings, and almost no users talking about it online. So what’s really going on with ZoidPay?
What ZoidPay Actually Does
ZoidPay isn’t a coin you hold for speculation. It’s meant to be a payment tool. The company offers four main products: a Chrome extension for online shopping, a mobile wallet that doubles as a point-of-sale system for merchants, a crypto debit card that works with NFC, and a marketplace app that gives cashback in crypto. The idea is simple: use your crypto like cash, anywhere you’d normally use a credit card.
For example, you install the ZoidPay Chrome extension, link your wallet, and when you check out on eBay, you can pay with Bitcoin or Ethereum instead of your bank card. The extension handles the conversion behind the scenes. The wallet app lets merchants accept crypto payments in-store using their phone - no expensive terminals needed. And the card? It works like a Visa or Mastercard, but pulls funds from your crypto balance.
This isn’t unique. Crypto.com, Coinbase, and Binance already offer similar cards. But ZoidPay claims to be blockchain-agnostic, meaning it works across multiple networks - Ethereum, TomoChain, MultiversX - without locking you into one. That’s technically impressive, but it doesn’t mean much if no one’s using it.
The ZPAY Token: Zero Circulation, Zero Liquidity
The ZPAY token is the fuel for this ecosystem. It’s used for fees, cashback rewards, staking, and accessing premium features. The total supply is 700 million tokens. Sounds big, right? But here’s the problem: Coinbase says there are zero ZPAY tokens in active circulation as of late 2023. Other sources like Holder.io say there’s some trading, but volume is microscopic - just $590 per day across all exchanges.
Compare that to the Binance Card, which processed over $1.3 billion in Q2 2022 alone. ZoidPay’s entire daily trading volume wouldn’t cover one hour of Binance’s activity. There are no listings on Coinbase, Kraken, or Binance. You can’t buy ZPAY on most apps. The only places it trades are tiny, obscure exchanges with no security audits or user protections.
And despite raising $75 million from GEM Digital Limited in November 2022, the token hasn’t seen a public sale. No ICO. No public distribution. No clear path for users to acquire it. That’s a red flag. If a company raises tens of millions but doesn’t release its token to the public, it’s not building a user base - it’s building a private ledger.
Where ZoidPay Lives: MultiversX (Formerly Elrond)
ZoidPay started on Ethereum in 2018. But Ethereum’s high gas fees made everyday transactions impractical. So they moved to TomoChain, then later to MultiversX (formerly Elrond), which boasts faster speeds and lower costs. That’s smart engineering. MultiversX uses a sharded blockchain design that can handle thousands of transactions per second - much better than Ethereum’s early days.
But here’s the catch: even though the underlying tech is solid, the adoption isn’t there. No major merchants list ZoidPay as a payment option. No big retailers promote it. No app stores feature the wallet prominently. The Chrome extension is available, but you’ll need to know how to manage private keys, swap tokens, and handle gas fees - things most regular shoppers don’t understand.
The Missing Pieces: No Users, No Trust, No Proof
There are no reviews on Trustpilot. No Reddit threads. No YouTube tutorials. Only 57 followers on Twitter as of 2023. That’s not a community - that’s a ghost town. For a project claiming to revolutionize payments, you’d expect at least thousands of active users. Instead, you get silence.
And there’s no public documentation on KYC/AML compliance. No information on how they handle fraud, chargebacks, or customer support. If your crypto gets stuck in the wallet, who do you call? There’s no phone number. No live chat. No help center. That’s not just inconvenient - it’s dangerous.
Even the price predictions are meaningless. Sites like TradingBeasts say ZPAY might hit $0.0027 by 2026. LiteFinance says it’ll be between $0.0009 and $0.0011 by 2029. But if no one can buy it, no one can sell it, and no one’s trading it - those numbers are just guesses on a whiteboard. They don’t reflect market reality.
Who Is ZoidPay For?
Technically, ZoidPay is aimed at two groups: everyday shoppers who want to spend crypto, and businesses that want to accept it without complex integrations. But in practice, neither group is showing up.
For shoppers: You’d need to already own crypto, understand wallets, and be okay with a tool that’s barely functional. Why use ZoidPay when you can just use a Coinbase Card that works everywhere and has 24/7 support?
For businesses: ZoidPay promises a “single line of code” integration. But again - who’s using it? No case studies. No client logos. No testimonials. If you’re a small merchant, would you trust a system with zero public feedback?
The only group that seems interested is investors betting on a future that hasn’t happened yet. But without users, there’s no network effect. Without network effect, there’s no value.
Is ZoidPay Worth Your Time?
Here’s the truth: ZoidPay has a good idea. The tech is capable. The funding is real. But execution is failing. A payment system without users is just software. A crypto token without circulation is just data.
If you’re looking to spend crypto in real life, stick with established players like Crypto.com, Coinbase, or BitPay. They work. They’re trusted. They have customer service.
If you’re thinking of investing in ZPAY, be extremely cautious. You’re not buying a currency - you’re betting on a company that has shown no ability to attract users, list on exchanges, or build a community. The $75 million investment doesn’t mean success. It just means someone believed in the pitch.
Until ZoidPay releases its token publicly, gets listed on major exchanges, and starts showing real merchant partnerships, it remains a theoretical project - not a working solution.
Robert Bailey
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